Financial Resources for People with Disabilities

Finances can be a significant concern for those with disabilities. You may qualify for monetary compensation from long- or short-term disability insurance (if employed when disabling conditions occur), veteran's benefits, or other government-based benefits. Learn about compensation, coverage, and housing resources.

Compensation and coverage

Social Security Disability Insurance (SSDI)
SSDI pays benefits according to the amount of Social Security taxes you have already paid.

Supplemental Security Income (SSI)
SSI pays benefits based on financial need.

Minnesota Department of Human Services Health Care Programs
Medical expenses have a tremendous impact on finances especially for people with disabilities. The Minnesota Department of Human Services ensures basic health care coverage for low-income Minnesotans through four major publicly subsidized health care assistance programs. Find answers to general questions about Minnesota's health care programs.

Local Government Programs
Many counties and cities offer general assistance, medical assistance and housing resources for their residents. Most counties and Indian reservations also have energy assistance programs available to Minnesota citizens. Additional services can range from outreach, financial resources, home ownership services, and financial counseling.

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1. Housing

   Finding affordable housing is often difficult for persons with disabilities. Many disabilities require barrier-free dwellings such as accommodations that are wheelchair accessible.

   Accessible Space, Inc.
   A national organization which provides accessible, affordable housing, supportive living opportunities and rehabilitation services for adults with physical disabilities and brain injuries, and seniors. Cooperative homes and town homes are available in the metropolitan areas of Minneapolis and St. Paul, Minnesota.

   Housing Resources Toolbox
   Provides housing and service options, affordable housing programs, searchable databases for locating housing, and information to help you stay in your own home.