Financial Resources for People with Disabilities
Finances can be a major concern for most people.
You may be eligible for benefits based on a disabling condition that interferes with working. Benefits can be provided through long-term disability insurance, veteran's benefits, or government-based benefits.
Compensation and Coverage
If you have a significant disability that impacts you, you may qualify for eligibility based benefits. A single application is used to apply for both Social Security Disability Insurance (SSSDI) and Supplemental Security Income (SSI).
Social Security Disability Insurance (SSDI)
To qualify for Social Security Disability Insurance (SSDI) benefits, you must have worked in jobs covered by Social Security and have paid FICA tax. Then you must have a medical condition that meets Social Security's definition of disability. Monthly cash benefits and medical benefits are paid to people who are unable to work because of a disability.
Social Security's disability planner will help you find out:
- how you can qualify and apply for benefits,
- what happens if your application is approved,
- who can receive benefits on your earnings record,
- what you need to know about receiving disability benefits, and
- when Medicare coverage starts for Social Security disability beneficiaries.
Supplemental Security Income (SSI)
SSI provides cash and medical benefits to help people with disabilities who have limited income:
- use the Benefit Eligibility Screening Tool. Find out if you are eligible for SSI or other benefits.
- check detailed information on SSI Eligibility Requirements.
- understand the SSI Application Process and Applicant Rights.
- learn about SSI Work Incentives if you already get benefits and are thinking about returning to work.
Minnesota Department of Human Services Health Care Programs
Once you have qualified for SSDI/SSI benefits, find answers to general questions about Minnesota's health care programs.
Additional Benefits and Resources
Disability Benefits 101
Learn how employment and disability benefits can work together to increase your income.
Disability Link of MinnesotaHelp.info
The Disability Link section makes it easier for people with disabilities to explore options and make decisions about services, benefits, employment, health care, and more. Offers online (chat room) and toll free phone assistance.
Department of Veterans Affairs eBenefits
eBenefits is a portal; a central location for veterans, service members, and their families to research, find, access, and manage their benefits and personal information.